Terms of Service

These Terms of Service (“Terms”) govern your access to and use of the services provided by Vestra Vault, a multi-asset management firm offering savings strategies, tax planning, investment advisory, cryptocurrency management, mutual funds, loans, and other financial products and services. By accessing or using our platform, website, or any of our services, you agree to be bound by these Terms and our Privacy Policy.

1. Eligibility

To access our services, you must be at least 18 years old or of legal age in your jurisdiction. By using our services, you confirm that you meet these requirements and that all information you provide is accurate and complete.

2. Nature of Services

Vestra Vault provides multi-asset management solutions, including but not limited to savings plans, investment management, tax planning, cryptocurrency strategy, and business or personal loans. Our services are intended for informational and investment purposes only and do not constitute personalized financial, legal, or tax advice unless expressly stated.

3. Risk Disclosure

All investments involve risk, including the potential loss of principal. Past performance is not indicative of future results. Asset values can fluctuate due to market volatility, economic changes, changes in tax laws, and other factors beyond our control. You agree to assume full responsibility for your investment decisions.

4. Compliance with Tax Laws

You acknowledge that applicable tax laws, both domestic and international, may apply to your transactions and holdings. It is your responsibility to ensure compliance with these laws. Where required, Vestra Vault may report certain transactions to relevant tax authorities or request documentation from you to ensure compliance.

5. Fiat and Cryptocurrency Transactions

We accept and manage funds in both fiat currencies and cryptocurrencies. The handling, transfer, and withdrawal of these funds may be subject to varying regulations depending on your jurisdiction, the nature of the asset, and applicable financial laws. We will communicate any specific legal or regulatory requirements related to your chosen payment method prior to processing transactions.

6. Tax Filing Services

As part of our offerings, we provide tax filing and advisory services to assist clients in meeting their legal obligations. In certain cases, completion of tax filing or provision of proof of tax compliance may be a prerequisite for approving deposits, withdrawals, or other transactions on your account.

7. Account Registration

To use certain features, you must create an account and provide accurate, up-to-date information. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account.

8. Fees and Payments

Our fees for services will be disclosed before you engage with any product or investment. By using our services, you agree to pay applicable charges, including management fees, transaction costs, tax service fees, and other applicable expenses.

9. Prohibited Activities

You agree not to use our services for unlawful activities, fraudulent schemes, money laundering, tax evasion, or any action that violates applicable laws or regulations.

10. Third-Party Services

Our platform may integrate or provide access to third-party tools, exchanges, or custodians. We do not control, endorse, or assume responsibility for any third-party services and their terms may apply to your use of such services.

11. Limitation of Liability

To the maximum extent permitted by law, Vestra Vault shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of our services.

12. Termination

We reserve the right to suspend or terminate your account and access to our services at our sole discretion, without notice, if we suspect violation of these Terms or applicable laws.

13. Changes to Terms

We may update these Terms at any time by posting the revised version on our website. Your continued use of our services after such updates constitutes your acceptance of the new Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Vestra Vault is incorporated, without regard to conflict of law principles.

15. Contact Information

For any questions regarding these Terms, please contact us at: info@vestravault.com